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FAQ 13 – What Pensions can be transferred to a QROPS?

A QROPS may be used to receive transfer values from any UK registered pension scheme.

Typically these will be:

  • Occupational schemes (company pensions)
  • Additional Voluntary Contributions (AVC)
  • Small Self Administered Pension Schemes (SSAS)
  • Self Invested Personal Pension Scheme (SIPPS)
  • Personal Pensions
  • Unsecured Pensions (income drawdown)

Each of these arrangements will have particular features and benefits which need full understanding and advice before any transfer to a QROPS.

Schemes that may not be able to transfer will be:

  • Annuities
  • Secured Pensions

Where there is no transfer value available from the administrators.

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